Resources CapBridge Preferred Access Bonds Bonds Related News Related News: Coronavirus: Hong Kong’s Cathay Pacific initiates disciplinary action against unvaccinated flight crew. Read More Hong Kong bans Philippine Airlines flights from Manila for 2 weeks. Read More Cathay Pacific July traffic still 98 percent down on pre-pandemic levels. Read More Related News: New Lloyds CEO has wealth at top of a packed to-do list. Read More Lloyds Bank sets our new plans to buy 50,000 homes to become UK’s biggest private landlord by 2030. Read More What will happen to Sainsbury’s customers if the bank closes? Read More Related News: What can central banks do to address climate risks? Read More ANZ, Citi, HABC and Standard Chartered in the running for MAS digital currency prize. Read More China seen keeping curbs on international flights. Read More Featured Article: The Edge: How diversifying with bonds can boost risk-adjusted portfolio returns. In the current volatile stock markets and the lower for longer interest rate environment, it is increasingly important for investors to ensure that they diversify their portfolio risk. While owning an array of stocks in different market sectors helps to lower their portfolio risk, retail investors can also benefit from increasing their allocation to other asset classes such as bonds, says Johnson Chen, founder and CEO of CapBridge. "Bonds offer a more stable investment opportunity when compared with other asset classes such as equities. The price volatility of bonds is significantly lower than that of equities - irrespective of whether it is a bull or bear market," he points out. Read More Here. All About Bonds. MyPF: What exactly are bonds? In comparison, equity is a share of the company. When you purchase an equity, you are buying a share of the business. When the business does well and the share price increases, your capital goes up. Conversely, when the business does poorly and the share price decreases, your capital goes down. There are no guarantees. That’s why equities are much more riskier than bonds. If the business collapses, you stand to lose all your capital. Read More Here. MyPF: How it is now easier (and cheaper) to invest in bonds. For investors in Malaysia, you can purchase individual bonds through a few platforms such as Bursa Malaysia’s Exchange Traded Bonds and Sukuk Platform and iFAST Capital’s FSMOne Bond Express. However, investors should be aware of the significant fees and charges that are charged by some platforms on top of the USD200,000 high investment minimum required. Read More Here. Breaking it down – Bond fees & the investment process Does this sound too good to be true? Is there a catch? Simply put, there is no catch. We are able to offer this to our investors because of our scale and deep network of partners. All the bonds currently on our platform are issued by publicly-listed companies and specially curated based on their credibility and risk-adjusted returns. This ensures that we are able to maintain a low fee structure while still allowing investors to enjoy a lower cost of ownership. Read More Here. Bond Fractionalization – What is it & how we did it Through our partner Bondblox, we are able to offer fractionalized bonds in denominations of $1,000. Investors can then have the flexibility to access bonds in smaller amounts and in a more diversified manner. Instead of purchasing one bond with SGD250K, investors can invest in 5 different bonds at SGD50K each. If someone is new to bonds, he/she can start ‘small’ with an investment size they are comfortable with, and slowly build up their bond portfolio. Read More Here.
